Nexus V8 · Universal Decision Engine

Know your next financial move.

Enter six numbers from the balance sheet. Nexus weighs liquidity, leverage, profitability, and growth against each other and tells you what to do next.

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Financial Snapshot

Have a saved Nexus CSV? Import it to fill the fields below, then run the numbers.

$
$
$
$
$
%

e.g. 14.3 for 14.3%, −8 for a decline

%

Hard-wired live Federal Reserve benchmark

%

Hard-wired live long-term benchmark

%

Hard-wired live business borrowing benchmark

EBITDA & debt cost (live)

$
$
%

Interest rate on the company's fixed-rate debt, e.g. 6.5

EBITDA
—
Enter operating income
Debt ÷ EBITDA
—
Years of EBITDA to repay debt
Credit spread
—
Your debt rate − 10-yr Treasury
Term spread
—
10-yr Treasury − overnight rate

Nexus recommends

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Reference

Effective fed funds rate
—
Loading live Federal Reserve data…
10-year Treasury yield
—
Loading live Federal Reserve data…
Bank prime loan rate
—
Loading live Federal Reserve data…
EBITDA
Earnings before interest, taxes, depreciation, and amortization — operating income with the non-cash accounting charges added back. Formula: Operating income + Depreciation + Amortization. It's a fixed definition; the number it produces is different for every company. Add depreciation and amortization above to see yours.
Effective federal funds rate
The effective rate on overnight federal-funds transactions. It is a widely used benchmark for very short-term U.S. interest rates.
10-year Treasury yield
The market yield on 10-year U.S. Treasury securities. It is a common benchmark for longer-term borrowing and valuation.
Bank prime loan rate
The prime rate posted by a majority of the largest U.S. commercial banks. It is a common base rate used to price short-term business loans.

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