Nexus V8 · Universal Decision Engine

Know your next financial move.

Enter a few figures from the balance sheet. Nexus weighs liquidity, leverage, profitability, and growth against each other and tells you what to do next.

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Financial Snapshot

Have a saved Nexus CSV? Import it to fill the fields below, then run the numbers.

$
$
$
$
$
%

e.g. 14.3 for 14.3%, −8 for a decline

%

Live Federal Reserve benchmark

%

Live long-term benchmark

%

Live business borrowing benchmark

EBITDA & debt cost (live)

$
$
%

Interest rate on the company's fixed-rate debt, e.g. 6.5

EBITDA
—
Enter operating income
Debt ÷ EBITDA
—
Years of EBITDA to repay debt
Credit spread
—
Your debt rate − 10-yr Treasury
Term spread
—
10-yr Treasury − overnight rate

Nexus recommends

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Reference

Effective fed funds rate
—
Loading live Federal Reserve data…
10-year Treasury yield
—
Loading live Federal Reserve data…
Bank prime loan rate
—
Loading live Federal Reserve data…
EBITDA
Earnings before interest, taxes, depreciation, and amortization — operating income with the non-cash accounting charges added back. Formula: Operating income + Depreciation + Amortization. It's a fixed definition; the number it produces is different for every company. Add depreciation and amortization above to see yours.
Effective federal funds rate
The effective rate on overnight federal-funds transactions. It is a widely used benchmark for very short-term U.S. interest rates.
10-year Treasury yield
The market yield on 10-year U.S. Treasury securities. It is a common benchmark for longer-term borrowing and valuation.
Bank prime loan rate
The prime rate posted by a majority of the largest U.S. commercial banks. It is a common base rate used to price short-term business loans.

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